Health & Dental
Affordable Insurance Plans
Many essential healthcare services are not fully covered by basic medical plans. The smart move is to protect yourself with comprehensive Health and Dental Insurance coverage. Make sure your prescriptions, dental care, and medical services are covered today.
Why Do Americans Need Health Insurance?
Your health is your most valuable asset. While many Americans have employer-sponsored insurance or marketplace coverage under the Affordable Care Act (ACA), there are still gaps that can lead to significant out-of-pocket expenses.
Common coverage gaps may include:
- Dental care
- Vision care
- Prescription drug costs
- Specialist visits
- Chiropractic or therapy services
- Hospital deductibles and co-pays
- Out-of-network charges
- Medical equipment
At EIS, we help individuals and families find private Health and Dental Insurance solutions that complement employer plans or provide standalone protection. Whether you’re self-employed, between jobs, retired, or your employer does not offer benefits, we’re here to help you secure the coverage you need.
Protect your health. Protect your finances. Protect your peace of mind.
How do I qualify for Health Insurance?
Qualification depends on the type of plan:
- ACA Marketplace Plans: Available during Open Enrollment or a Special Enrollment Period (qualifying life event).
- Private Health Plans: May require underwriting depending on the carrier.
- Dental & Vision Plans: Often available year-round with no medical underwriting.
Some plans may consider medical history, while others offer guaranteed acceptance options (though premiums may vary accordingly).
Our licensed agents will walk you through your options and help determine what works best for your situation.
How much does Health & Dental Insurance cost?
Premiums vary based on:
- Age
- Location (state and county)
- Tobacco use
- Household size
- Medical history (for certain private plans)
- Level of coverage selected
- Deductible and co-pay structure
Dental plan costs depend on coverage level (preventive-only vs. comprehensive) and annual maximum benefits.
Enroll Insurance Services Corp compares multiple carriers to help you secure competitive pricing tailored to your needs.
What does Private Health Insurance typically cover?
Depending on the plan, coverage may include:
- Prescription medication
- Doctor and specialist visits
- Emergency services
- Hospital stays
- Preventive care
- Mental health services
- Physical therapy
- Hearing aids
- Durable medical equipment
- Emergency medical coverage while traveling
Coverage varies by carrier and policy type.
What does Dental Insurance cover?
Most Dental Insurance plans focus on preventive and basic care, including:
- Routine exams
- Cleanings
- Fillings
- Extractions
- Basic restorative procedures
- X-rays
Some comprehensive plans may also cover:
- Crowns
- Root canals
- Oral surgery
- Orthodontics (in select plans)
Many plans cover preventive care at 100%, basic services at a percentage (often 70–80%), and major procedures at a lower percentage after deductibles.
Our team can help you choose the right level of coverage for your needs and budget.
Our Reviews
What would you like to save money on?
Types of Health & Dental Insurance Plan
Choosing the right health and dental coverage starts with understanding your options. Not every plan is structured the same, and the right solution depends on your personal needs, budget, and whether you already have existing coverage. Some individuals only need dental protection, while others require more comprehensive medical benefits—or a combination of both.
Here are the primary types of Health and Dental coverage, designed to give you flexibility, protection, and peace of mind.
Dental Insurance
Protect your oral health and avoid unexpected dental bills. Dental coverage can range from preventive-only plans to comprehensive plans that include major procedures and orthodontics.
Health Insurance
Private Health Insurance helps cover services beyond basic medical plans, including prescription drugs, specialist visits, and additional healthcare services.
Combined Health & Dental Plans
Bundled plans provide both medical and dental protection in one convenient solution. These plans offer broader coverage and simplified administration.
Our licensed professionals will help you determine which structure best fits your lifestyle and financial goals.
How to Save Money on Health Insurance?
We make it easy to compare multiple providers so you don’t have to spend hours researching plans.
Here are additional ways to manage costs:
Consider Your Age and Timing
Premiums typically increase with age. Securing coverage earlier may help manage long-term costs.
Review Subsidy Eligibility
Depending on your household income, you may qualify for premium tax credits through the ACA Marketplace. Always consult a tax professional for personalized advice.
Tobacco Status
Tobacco users often pay higher premiums. Quitting smoking can reduce insurance costs and improve your overall health.
Review Existing Coverage
If you or your spouse already have employer-sponsored coverage, evaluate whether dual coverage makes financial sense.
Get Health and Dental Quotes Now
