Travel Insurance
Coverage for U.S. Travelers

Travel with confidence knowing you’re protected. Safeguard yourself against unexpected travel-related expenses before you depart.

4.8 Stars

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Why Do Americans Need Travel Insurance?

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We all love to travel—but are you prepared for the unexpected?

Travel Insurance can help cover expenses related to:

Lost or delayed baggage
Medical emergencies while traveling
Trip cancellations or interruptions
Personal item theft
Emergency evacuation

Depending on your policy, you may be partially or fully reimbursed for covered travel-related losses.

It’s smart to purchase Travel Insurance as soon as you book your trip. Once your trip has started, it’s typically too late to secure coverage. Even domestic travel within the United States can expose you to unexpected costs, especially if you experience medical emergencies, delays, or cancellations.

How do Travel (or Medical Travel) Insurance work?

Travel Insurance works like other types of insurance. You pay a premium in exchange for financial protection against covered travel risks.

If a covered event occurs—such as illness, trip cancellation, or baggage loss—you file a claim with your insurer. Based on your policy terms, you may be reimbursed for eligible expenses, such as:

Non-refundable flights
Hotel reservations
Emergency medical bills
Lost luggage
Emergency transportation

Coverage details vary by plan and provider.

What does Travel Insurance cover?

Coverage varies by policy, but Travel Insurance may include:

Injury or illness while traveling
Emergency medical treatment
Hospital stays
Ambulance services
Prescription medications
Trip cancellation
Trip interruption
Travel delays
Lost or delayed baggage
Emergency medical evacuation

Always review policy details carefully to understand coverage limits, exclusions, and deductibles.

What factors affect Travel Insurance rates?

Your premium depends on several factors, including:

Your destination
Length of your trip
Your age
Number of travelers
Coverage limits selected
Pre-existing medical conditions (if applicable)
Planned activities (e.g., adventure sports)
Past claims history

Higher coverage limits and comprehensive plans typically result in higher premiums.

What about domestic travel within the U.S.?

Even when traveling within the United States, unexpected medical costs and travel disruptions can occur.

While your primary health insurance may provide some coverage, it may not include:

Emergency transportation
Out-of-network medical providers
Trip cancellation protection
Reimbursement for travel delays

Travel Insurance can significantly reduce out-of-pocket costs when the unexpected happens—whether you’re traveling across the country or internationally.

Our Reviews

Excellent

joan gowan

Shiwani I was very helpful and a pleasure to work with

Maggie

Sehar Bajwa was very easy to deal with and answered my queries promptly. A very good experience.

Lyndon Pilgrim

Great service from Dornaz. Very courteous and helpful to complete my travel insurance

Stewart Clow

Dornaz got me a less expensive plan and canceled the one I mistakenly purchased. She was very professional and completed things in a quick efficient manner. I’ll be back next year.

Here I am next year.

judy kohne

Gabriel was very helpful and patient with the questions I had. What I liked most is that he would provide the information I needed and then just waited for me to decide without any pressure.

otilia miranda

I had a great experience speaking with Gabriel .l received a call with in minutes of my inquiry on line . He was very polite and knowledgeable. It took no more than a few minutes to obtain a quote for travel insurance. I will definitely contact him for future inquiries.

V М

Very professional support.

lesley staite

Shiwani was a pleasure to interact with …she was knowledgeable and explained every thing in detail when I was looking for information on Out Of Country Health Insurance Coverage. She was extremely patient when I asked her for more clarification /explanation of questions asked.
Would certainly recommend her when looking for out of province health insurance coverage .

Sue Alexander

Shiwani was most helpful and precise. Because we were leaving the next day for our holiday, we needed insurance quickly. Shiwani has a wonderful customer service and we were able to get our insurance when needed. It was a pleasure working with her.

Brian R. Post

I just recently renewed my travel insurance through Alliance Income Services Corp, with my agent Sehar Bajwa being very efficient and effective to put my coverage in place. I am appreciative and grateful for her excellent service and knowledge. Thank you, Sehar!

Vicki Robinson

Clarity about what was offered. Searching for the best deal for me.

Michael Greenhill

AIS and in particular Donaz was extremely knowledgeable and helpful in recommending our travel insurance at a very reasonable cost. Great work Donaz, thank you!

Paul McLean

I would recommend Ofir from Alliance Income for my travel insurance needs. He was fast, efficient and was able to source my travel insurance needs a a lower price than a was able to obtain from several insurance companies. Thanks!

Diane Pare

very funny, attentive, informative and would return my call within no time at all. followed up with a phone call to the company to further my comfort zone. would definitaly work with him again

Gavin Watts

Gabriel is excellent , full knowledge, polite and respectful, interested in making one feel welcomed. Recommend this sign in service to anyone needing travel insurance.

Walter Jong

it was such a pleasure to work with Artmiz Namazi in my purchase of medical travel insurance. Not often do I receive the care and authentic interest in ensuring that my needs and concerns were addressed. At the end of the day, all the costs were practically the same among many of the financial institution but Artmiz was the difference and her well deserved goodwill finalized the decision to purchase from her. Thank you so much Artmiz for all your help and assistance.

Gerry Scharff

I was surprised to receive a phone call from Alliance and then to have Dornaz walk me through the medical questions and quote a reasonable price. She was polite and very helpful for all my needs.

mary lou mcgregor

Very efficient and caring individual. He completed his role in a highly professional manner

Caralyn Crocker

Ofir Mizrahi , he handled all our transaction he was kind considerate and very professional. He made sure I understood the policy. When I couldn’t find what I needed he helped me navigate through. If all your company is as good as him you have great team . If they aren’t I’m glad I had him . Thank you for professional consideration of helping me
Caralyn Crocker

Greg Glass

Her attention to detail was great. Answered all my questions with no hesitation. Highly recommend contacting her for your insurance needs.

Dave Randhawa

Dornaz provided me with exceptional service,
very professional and knowledgeable.
Thank you Dornaz for assisting me get my travel insurance,it was a pleasure doing business with you.

Joyce Johnston

Shiwani was very helpful, and explained everything clearly

Christine Hamilton

Ofir was amazing and he was able to get an incredible deal for my upcoming cruise. Very professional!

Sheryl Dobenko

Ofir was very helpful and thorough in advising and organizing our trip cancellation insurance for un upcoming trip to Africa.

Colleen Butler

Dornanz was vey helpful and went out of her way to find us the best policy.

Rita Roy

Great at what he does!

Richard Humphries

Dornaz has been very helpful tailoring my insurance policy to suit my specific needs. She was prompt in replying to my messages and questions. Thank you, Dornaz

Ivana Gremo

I purchased travel insurance from Dornaz several times.She is very knowledgeable and takes time to explain all concerns I would have.
I would highly recommend her to anyone who needs to purchase travel insurance.
Ivana

cathy othmer

For was very patient and helpful

Diane Roy

I appreciated Shiwani patience. She was easy to understand and very helpful when I was concern about my transition. 👍

Frank Spencley

Great experience

anthony schiavone

We bought multi trip ins. today with Artmiiz . Tried different compa nies need to say we found Artmiz very informative patient and professional. Thank you.

Bruno Settimi

Ofir Mizrahi was very helpful and answered all our questions professionally.

Shirley Watkins

We dealt with Ofir who was pleasant to speak with and met all our needs.

Sally Orviss

Very professional and friendly service. Made it easy!

Craig Baker

Martin was patient and efficient in providing our travel medical insurance.thankyou!

Franca Zagarrio

Martin was an amazinging agent! He was very patient in explaining the different plans to myself and my husband. He followed up and answered all our questions.

kayiu

Sahar, the Lady who assisted me over the phone has helped me to purchase an emergency medical insurance for my wife’s traveling to the US for a few days attending the AGT on Sep 15 and Sep 16, 2026.
I have found Sehar to be a customer oriented professional who has great knowledge and patience to explain to me the importance of buying an emergency medical insurance.
I would like to thank her and I will recommend Sahar to all my friends who would like to know more about insurance. Thanks Sehar!

Jan Regnier

Great customer service. I called a few weeks ago, got a quote and received it by email. I called today, left a message, Ofir called right back. He was able to get even a better price so we completed the purchase. Very happy with Ofir's service, friendly and very helpful.

R J

Artmiz Namazi helped me many times in my travels. Always respond quick and make it easy for me. Thank you 😊

Steven Frey

Dornaz was very helpful and professional in her service. Thank you.

Maria Schmid

I received a great fast detailed service.
Thank you

Dia Aiello

Dornaz focuses on the client needs and requirements outlining the timetable for the policy and the coverages. Exceptional followup after we initiated contact. I would recommend Dornaz to anyone exploring the option of Travel Insurance. We actually did!

R & D

Types of Travel Insurance

There are several types of Travel Insurance policies available. You can purchase them individually or select a comprehensive plan for broader protection.

Medical Travel Insurance

Covers emergency medical expenses, hospital stays, and urgent care while traveling.

There are two common options of Medical Travel Insurance: Single Trip Coverage and Multi-Trip (Annual) Coverage.

Trip Cancellation & Interruption Insurance

Protects you from financial losses if you must cancel or cut your trip short due to covered reasons such as illness, severe weather, or family emergencies.

Lost Baggage Insurance

Provides reimbursement for lost, stolen, or delayed luggage and personal belongings.

All-Inclusive Travel Insurance

Combines medical coverage, trip cancellation, baggage protection, and more into one plan for maximum peace of mind.

Premiums are typically higher due to broader coverage.

How to Save Money on Travel Insurance?

At EIS, we compare multiple trusted U.S. providers to help you secure competitive rates without spending hours researching.

Here are additional ways to manage your costs:

Are You A Frequent Traveller?

If you travel two or more times per year, an Annual Multi-Trip policy may save you money compared to buying separate plans for each trip.

Travelling With Family?

Many insurers offer family plans or bundled pricing, helping reduce per-person costs when covering multiple travelers under one policy.

Are You A Snowbird?

Seasonal travelers spending extended time away from home may qualify for specialized Snowbird coverage. Purchasing coverage well in advance of departure may help secure better rates and broader options.

Extending Your Trip

If you decide to stay longer than originally planned, contact your insurer before your policy expires. In many cases, you can extend or top up your existing policy rather than purchasing new coverage.

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4.8 Stars

Travel Insurance
Coverage for U.S. Travelers