Travel Insurance
Coverage for U.S. Travelers

Travel with confidence knowing you’re protected. Safeguard yourself against unexpected travel-related expenses before you depart.

4.8 Stars

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Why Do Americans Need Travel Insurance?

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We all love to travel—but are you prepared for the unexpected?

Travel Insurance can help cover expenses related to:

Lost or delayed baggage
Medical emergencies while traveling
Trip cancellations or interruptions
Personal item theft
Emergency evacuation

Depending on your policy, you may be partially or fully reimbursed for covered travel-related losses.

It’s smart to purchase Travel Insurance as soon as you book your trip. Once your trip has started, it’s typically too late to secure coverage. Even domestic travel within the United States can expose you to unexpected costs, especially if you experience medical emergencies, delays, or cancellations.

How do Travel (or Medical Travel) Insurance work?

Travel Insurance works like other types of insurance. You pay a premium in exchange for financial protection against covered travel risks.

If a covered event occurs—such as illness, trip cancellation, or baggage loss—you file a claim with your insurer. Based on your policy terms, you may be reimbursed for eligible expenses, such as:

Non-refundable flights
Hotel reservations
Emergency medical bills
Lost luggage
Emergency transportation

Coverage details vary by plan and provider.

What does Travel Insurance cover?

Coverage varies by policy, but Travel Insurance may include:

Injury or illness while traveling
Emergency medical treatment
Hospital stays
Ambulance services
Prescription medications
Trip cancellation
Trip interruption
Travel delays
Lost or delayed baggage
Emergency medical evacuation

Always review policy details carefully to understand coverage limits, exclusions, and deductibles.

What factors affect Travel Insurance rates?

Your premium depends on several factors, including:

Your destination
Length of your trip
Your age
Number of travelers
Coverage limits selected
Pre-existing medical conditions (if applicable)
Planned activities (e.g., adventure sports)
Past claims history

Higher coverage limits and comprehensive plans typically result in higher premiums.

What about domestic travel within the U.S.?

Even when traveling within the United States, unexpected medical costs and travel disruptions can occur.

While your primary health insurance may provide some coverage, it may not include:

Emergency transportation
Out-of-network medical providers
Trip cancellation protection
Reimbursement for travel delays

Travel Insurance can significantly reduce out-of-pocket costs when the unexpected happens—whether you’re traveling across the country or internationally.

Our Reviews

Excellent

Jessica Martinelli

I had an exceptional experience with Ofir Mizrahi. Even though I didn’t end up purchasing a policy at the moment, his level of customer service truly stood out. He was incredibly professional, knowledgeable, and patient, taking the time to explain every detail clearly without any pressure.

You can tell he genuinely cares about helping people make the right decision, not just making a sale. That kind of integrity and dedication is rare to find.

I highly recommend Ofir to anyone looking for honest, reliable, and top-quality service. I will definitely reach out to him again in the future!

Mona Hadisi

Dornaz is always very helpful and provides all the details and suggests the best option

Heather Sutherland

Good assistance.

Joe Daigle

Dornaz was extremely helpful and efficient, a pleasure to deal with. Highly recommend her for travel or any insurance questions or policies.

C J

Dornaz was very helpful during my search for travel insurance!

Kim Keller- Rakochy

Very polite and courteous.. My agent, Dornaz, was very helpful and efficient booking my travel insurance. All needs were met in a professional way. Thank you.

Brenda Burton

Great customer service!! Very friendly

Vivian Guo

I am very grateful to Sehar Bajwa for her help. She is very patient and professional.

Franz Hasenhundl

Dornaz made it very easy getting a quote and then completing the deal.

Natalie Haak

Sehar promptly replied to my emails and answered any & all questions I had. Great rates on medical/travel insurance.

Irene Holloway

Dornaz was great to work with. I will be using her for all our trips

Pradeep Mohapatra

Great service by Dornaz

Lololo

Artmiz provided great service and advice for our last trip so we decided to contact her again for our next trip. She answered all my questions and was very friendly and helpful. I believe she gave me the best insurance deal for my trip to Portugal.

Milia Kats

Thank very much for the excellent service, great knowledge in getting for me the best plan for the travel insurance. Well bone!!!

Louise Zenzen

Very efficient, lovely to speak with and made booking insurance much easier for me

Ahmed Shaat

Dornaz was a great help signing me up for my benefits plan.

helen carey

Artmiz was so helpful with getting my coverage for both my trips.
It was a pleasure dealing with her.

Margot Brunelle

Dornaz was efficient, friendly, and helpful! Thank you ..

Francine Menard

Artmiz Namazi was very efficient and informative with regards to my requirements for my upcoming trip. Received all my documentation within minutes. She made it a very pleasurable experience!

Reuben Qaunaq

I highly recommend this insurance; Dornaz was extremely helpful and kind throughout the process. Easy and quick

Maggie VH

Artmiz Namazi was amazing. She was very friendly and knowledgable and prompt with a quote. I asked for companies for a quote and your company was the cheapest. I called her back and placed my order for travel insurance for two months. Thank you so much.Artmiz. It was a pleasure dealing with you

Doris Concepcion

I always get great service from R'ceino and Artmiz that's why I keep coming back to your company for our family's travel insurance. Thank you.

Celia Alam

Very knowledgeable . Thanks Dornaz

Ernest Comerford

Service was very good, Dornaz was very helpful and prompt in her service.

Brenda Adams

Dornaz has been polite - pleasant - prompt in finding a suitable insurance to fit our needs. She represents your company very well. A pleasure to deal with.

André Lanteigne

Snowbirds for many years, being 80 yrs this year we had to go over the health questionnaire with an agent. Our agent, Sehar Bajwa was very helpful is guiding and assisting us in answering the heath questions accurately. And we are pleased with the travel insurance plan she recommended . Thank you Sehar

Elaine Ray

Dornaz was extremely helpful in assisting me with the best travel insurance for my approaching trip to East Africa. Knowledgeable, professional, friendly, and quick to respond, I feel confident with the coverage I purchased and with it's price. Thank you Dornaz!,

Eric M

Very easy too renew travel to insurance. Dornaz very helpful and professional

Murray Rogers

Doenaz was a very efficient and a delight to deal with.

Maureen edmonds

Dornaz was extremely helpful and patient whilst helping me organize my travel insurance. Would certainly recommend this service for all travel insurance needs.

Murray Morrison

We dealt with Dornaz for our travel insurance needs for an upcoming trip and it was a good experience and we are very happy with what she placed for us. Hopefully we won’t need the insurance but we have peace of mind knowing that we are covered if we do.

Patti McTavish

Sehar Bajwa Was absolutely lovely, she explained and helped me select travel insurance for myself and husband for our up coming trip. I will keep her contact information for future travel insurance needs.
Thank you so much Sehar

Janice Greco

Artmiz was very helpful. She made the process very easy.

Nudrat Usmani

Excellent Customer service by Artmiz Namazi, will recommend to everyone

Muriel Whitty

Doraz was a delight to work with, very helpful, considerate and very well informed .

Mark Memorial

Domaz did a wonderful job for me. I felt like she did a very good job in getting me what I wanted and needed for my trip. Great thank you to her.

gamin Dias

Sehar Bajwa was very helpful and gave me all the options for my travel insurance policy and followed up with e mail confirmations.
Thanks Sehar

Types of Travel Insurance

There are several types of Travel Insurance policies available. You can purchase them individually or select a comprehensive plan for broader protection.

Medical Travel Insurance

Covers emergency medical expenses, hospital stays, and urgent care while traveling.

There are two common options of Medical Travel Insurance: Single Trip Coverage and Multi-Trip (Annual) Coverage.

Trip Cancellation & Interruption Insurance

Protects you from financial losses if you must cancel or cut your trip short due to covered reasons such as illness, severe weather, or family emergencies.

Lost Baggage Insurance

Provides reimbursement for lost, stolen, or delayed luggage and personal belongings.

All-Inclusive Travel Insurance

Combines medical coverage, trip cancellation, baggage protection, and more into one plan for maximum peace of mind.

Premiums are typically higher due to broader coverage.

How to Save Money on Travel Insurance?

At EIS, we compare multiple trusted U.S. providers to help you secure competitive rates without spending hours researching.

Here are additional ways to manage your costs:

Are You A Frequent Traveller?

If you travel two or more times per year, an Annual Multi-Trip policy may save you money compared to buying separate plans for each trip.

Travelling With Family?

Many insurers offer family plans or bundled pricing, helping reduce per-person costs when covering multiple travelers under one policy.

Are You A Snowbird?

Seasonal travelers spending extended time away from home may qualify for specialized Snowbird coverage. Purchasing coverage well in advance of departure may help secure better rates and broader options.

Extending Your Trip

If you decide to stay longer than originally planned, contact your insurer before your policy expires. In many cases, you can extend or top up your existing policy rather than purchasing new coverage.

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4.8 Stars

Travel Insurance
Coverage for U.S. Travelers